get https://stagingplatformapi.kudosfinance.in/v3/api/borrowerinfo/
Use case: To get the status of a loan.
Simply make a GET call on the URL(endpoint) with Kudos loan id added in the URL. It will return all details of that loan along with the status.
Unique Loan status with their description is as below:
| Status | Description |
|---|---|
| open | When a new loan is booked, it arrives in Open status. |
| credit_approved | Once a loan meets the product credit criteria, the status is moved to credit_approved |
| disbursal_approved | Once a loan is credit_approved, Ops team checks the KYC and loan data and ensures it's correct. If all details are mentioned correctly, the loan is moved to disbursal approved stage which means that the loan is ready for disbursal |
| Issue_reported | If any discrepancies are found in the loan, the case is moved to Issue reported stage , which allows the partner to make the required changes |
| rejected | If the customer does not fit the criteria, the loan is rejected |
| disbursed | When a loan is successfully disbursed and amount is sent to customer account |
| closed | If all expected repayments are received for the particular loan, the loan status changes to closed |