Step 2 - Borrower info

post

https://stagingplatformapi.kudosfinance.in/v3/api/borrowerinfo

Use Case: This API Use for the relevant information related to the borrower into the loan management system.

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Body Params

partner_loan_id

string

required

Defaults to MNTYU138617

This contains the partner loan ID for the request that is being sent

partner_borrower_id

string

required

Defaults to FSSL1903766

Borrower ID at partner's end

kudos_loan_id

string

required

Defaults to 6598765677876

This contains the kudos loan ID for the request that is being sent, as was generated in the "Loan Request" API

kudos_borrower_id

string

required

Defaults to ASDTFKFIPP

This contains the kudos borrower ID for the request that is being sent, as was generated in the "Loan Request" API

dl_no

string

Defaults to MH1420110062821

Borrower's driving license

epic_no

string

Defaults to UTC9876567

Borrower's EPIC Number

service_provider

string

Defaults to UTC9876567

Service provider number on electricity bill

itr_ack_no

string

Defaults to 234564789574567

Borrower ITR acknowledge number

uan

string

Defaults to 234564789574

Borrower UNIVERSAL ACCOUNT NUMBER (UAN)

loan_app_date

date

required

Loan applied date should be YYY-MM-DD format accepted

age

int32

required

Defaults to 20

Borrower's age in years

religion

string

Defaults to Hindu

Religion of borrower

qualification

string

Defaults to B Tech

Qualification of borrower

marital_status

string

required

Defaults to Single / Married

Marital status of borrower

sanction_amount

float

required

Defaults to 10000

Sanction amount of loan

cgst_on_pf_perc

float

Defaults to 2.5

CGST on loan processing fee in percentage

sgst_on_pf_perc

string

Defaults to 2.2

SGST on loan processing fee in percentage

igst_on_ pf_perc

string

Defaults to 5.5

IGST on loan processing fee in percentage

pro_fee_amt

string

Defaults to 100

Loan processing fee amount

cgst_on_pf_amt

string

Defaults to 100

CGST on loan processing fee amount

sgst_on_pf_amt

string

Defaults to 100

SGST on loan processing fee amount

igst_on_pf_amt

string

Defaults to 100

IGST on loan processing fee amount

repayment_type

int32

required

Defaults to null

Repayment type of loan like monthly(30),weekly(7),daily(1)

insurance _amt

string

Defaults to 100

Insurance amount of borrower loan

app_charges

string

Defaults to 100

Loan app charges

stamp_charges

string

Defaults to 250

Loan stamp charges

first_inst_date

date

required

Defaults to YYYY-MM-DD

Loan first installment date

disburse_date

date

required

Defaults to YYY-MM-DD

Loan disburse date

pre_loan_id

string

Defaults to 250

Previous loan id

pre_loan_bal

string

Defaults to 250

Previous loan balance

advance_emi

string

Defaults to 500

Advance loan emi

fldg_perc

string

Defaults to 25%

This contains FLDG percentage from the allotted amount

fldg_amt

string

Defaults to 2500

This contains FLDG amount from the allotted amount

total_charges

string

required

Defaults to 2500

Total charges for loan

net_disbur_amt

float

required

Defaults to 200

This contains the loan amount disbursed for the request that is being sent

final_approve_status

string

Defaults to disbursed / approved

Loan approve status

final_approved_by

string

Defaults to Some remarks

Mention Loan approved by

final_approve_date

date

Defaults to YYYY-MM-DD

Loan approval date

final_remarks

string

Defaults to Some remarks

Final remarks for loan

employer_name

string

Defaults to ABCD

Employer name of the borrower

employer_id

string

Defaults to COM12345

Employer id of the borrower

foir

string

Defaults to 2.25

This contains the borrower foir for the request that is being sent

fees

string

Defaults to (0.02UA | 0.02UP | 0.02RP | 0.02RA)

Please enter fees in correct format

subvention_fees

float

Defaults to null

Please enter subvention fees in correct format

processing_fees

string

Defaults to (0.02UA | 0.02UP | 0.02RP | 0.02RA)

Please enter processing fees in correct format

usage_fee

string

Defaults to (0.02UA | 0.02UP | 0.02RP | 0.02RA)

Please enter usage fees in correct format

upfront_interest

string

Defaults to (0.02UA | 0.02UP )

Please enter upfront interest in correct format

int_value

string

Defaults to Interest Value i.e (0.02P | 0.02A)

Please enter interest free days in correct format

interest_free_days

string

Defaults to Interest Free Days i.e 20

Please enter interest free days in correct format

exclude_interest_till_grace_period

string

Defaults to true / falase

Please enter exclude interest till grace period in correct format

tenure_in_days

string

Defaults to Tenure In Days i.e 10

Please enter tenure in days in correct format

grace_period

string

Defaults to 10

Please enter grace period in correct format

overdue_charges_per_day

string

Defaults to OverDue Charges Per Day i.e (0.02RP|0.02RA)

Please enter overdue charges per day in correct format

penal_interest

string

Defaults to Penal Interest i.e (0.02RP | 0.02RA)

Please enter penal interest in correct format

overdue_days

string

Defaults to 10

Please enter overdue days in correct format

penal_interest_days

string

Defaults to 10

Please enter penal interest day in correct format

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